Fire Damage Claims - House on Fire

Fire Damage ClaimsFire Damage Claims Philadelphia, Pa, and New Jersey

Have You Suffered Property Damage from a Fire?

Let us get you the money you deserve, MAXIMUM SETTLEMENTS!

Gold Star Public Adjusters are your fire damage claim experts. We have a great deal of experience navigating the claims process when dealing with fire damage claims in Bucks County Pa, Philadelphia, Pa, and New Jersey.

Philadelphia or New Jersey residential or commercial property damage due to fire and smoke are usually the most catastrophic type of property loss that can happen to a residential or business property owner. Fire damage creates an extremely stressful situation for any property owner.

Contacting a public adjuster should be the first step a property owner does after fire damage has occurred. The public adjuster will document the fire damage and start the fire damage claim process. Having the public adjuster represent you for the fire damage claim will help you avoid making costly mistakes with fire damage restoration contractors and the insurance company. 

Initially, the public adjuster will determine to what extent the property is damaged and they will also determine if the structure is repairable or a total loss.

Make sure you first consult with Gold Star Public Adjusters about your Philadelphia or jersey fire damage claim. Let our public adjusters determine what specialists are needed to restore your property to its original condition. 

After Gold Star Public Adjusters has made a preliminary evaluation of your property damage, we can guide and advise you as to the best way to settle your fire damage claim in the least amount of time possible.

Will My Current Policy Cover My Fire Damage Claim?

Have you recently experienced Fire and/or smoke damage to your Bucks County Pennsylvania business or residential property ? Most people assume their current insurance policy will  adequately cover the fire damage to their property. However, fire insurance coverage varies from one insurance policy to the next. 

How your policy is worded will determine to what you are specifically entitled. It is especially important that you do not throw away any business or personal property before your public adjuster has had the chance to inspect each specific item.

It is possible that most of your business or personal property will not be salvageable and presenting these specific items to the insurance company’s claims adjuster will help bolster your fire damage claim.

Philadelphia / New Jersey Apartment or Condo Fire Damage Claims

A Fire damage claim can be a little difficult for condominium owners. The homeowner’s association might be dividing the responsibilities and coverage. If that is the case, a thorough review of your current insurance policy will show you exactly what is covered and what is not covered. 

However, if you are the owner of an apartment complex in Philadelphia or New Jersey that was damaged by a fire, you may have specific obligations to your apartment tenants. The Gold Star  public adjusters have many years of experience working with different insurance companies and will help you negotiate with your current insurance provider, greatly increasing your chances of being fully compensated for your fire damage claim.

Submit Your Claim in a Timely Manner

Gold Star Public Adjusters recommends contacting a public adjuster before you contact your insurance company regarding your fire damage claim. When communicating with your current insurance company, be ready to provide details of the fire damage event. Details may include the date of the fire, location of the fire damage, and a list of all damaged items and their current condition.

Call a Public Adjuster after Fire Damage

The fire damage claims process can be a tedious and stressful task; therefore, it is extremely important to hire a public adjuster to manage your claim form the onset. Even if you remain in daily contact with your current insurance provider, you may still be obligated to pay for some initial expenses yourself. These expenses may include the boarding up of the property, temporary housing, or relocation. 

Again, it is extremely important to contact a public adjuster when the fire first occurs so the adjuster can minimize your OOP expenses (out of pocket). The public adjuster will also request compensation from your insurance company to maintain your lifestyle or keep your business running throughout the entire fire damage claims process.

Why Choose Gold Star for Your Claim?

We can handle your new claim, pending claim or rejected claim. We are Public Adjusters that represent and work for you and not the insurance company.


  • We are experts in fire damage claims
  • Locally owned and operated
  • Licensed in Philadelphia, Pennsylvania &  New Jersey
  • Highest insurance claim settlements
  • We have many years of public adjusting experience
  • Our public adjusters are licensed and bonded
  • We understand all aspects of the claims process
  • Free Consultation
  • Open 24 hours

We handle all types of property damage claims including:

When you have any type of damage to your Philadelphia or New Jersey residential or commercial property, make sure you contact Gold Star Public Adjusters before you contact your insurance company.

Our service area includes Bucks County, Pa, Philadelphia, and New Jersey

Property Damage?

Contact us at Gold Star Public Adjusters for a Free property loss consultation.

“After the flood in my basement I called Gold Star, they sent out a public adjuster quickly. I was impressed throughout the entire process. Thank you for all your help”

Karen B.

Have You Suffered Property Damage from a Fire?

Let us get you the money you deserve, MAXIMUM SETTLEMENTS!

Frequently Asked Questions

Read and review the specific terms of your current insurance policy. If you do not have a copy available, contact the insurance company and get one sent to you.

When reading over your policy, start reviewing the “declarations” page. This section of your property insurance policy will display some basic information regarding your coverage.

Most public adjusters offer a free consultation which may include a visit to the site of a property loss to determine whether they will represent you regarding your property damage claim. However, public adjusters do charge a fee for collaborating with a policyholder to file a claim on their behalf.

Often, adjusters will charge a percentage of whatever a policyholder’s insurance carrier pays for a claim. (Settlement).

The fee % varies between adjusters and is usually set by local or state laws.

Navigating the insurance claim process is often a complex and time-consuming process. Public adjusters are experts in navigating the insurance claims process, negotiating with insurance carriers, and maximizing the final insurance claim settlement. 

Hiring a public adjuster assures that a claim will receive the proper handling in a timely manner and prevents the insurance company from underpaying or even denying the claim.

It is especially important you hire a public adjuster as soon as a claim occurs. The earlier a public adjuster gets involved in the claims process the better. 

Public adjusters work with insurance carriers to document the property damage and help you understand what coverage you currently have in place and the amount of settlement you deserve for the property damage claim.

Types of Insurance Claims - Gold Star Public Adjuster's Logo

Gold Star Public Adjusters | We Handle all Types of Insurance Claims

To submit fire damage claims, Call (215) 906-1963 or contact us by email
Free Consultation • Maximum Settlements
Licensed Public Adjusters in Philadelphia, Pa & New Jersey